I’m dead serious. CPU and GPU ceased being bottlenecks for most non gaming or video editing workflows a long time ago. The only one left is RAM, and Apple exploits that. By now all Macs should have 64gb as minimum config based on the actual part costs.
I’m not being hyperbolic. The only thing that affects my performance is swap. On my 64gb 2018 mini, everything is instant. On my 16gb 2020 MacBook, even just opening more than 100 browser tabs makes the whole computer unusable. Give me a 16gb m4 and I will happily record a video for you of a usual day at about 40gb memory consumption and send it back.