Ahh we don’t really use cheques here in Aus. Payments being electronic doesn’t worry me, pay lands in my account the same day it’s processed, sometimes the following day if the accountants miss the deadline.
Sending someone money is generally instant using PayID, without fees too.
I use neobanks (no physical branches) so as long as their web interface works well enough for me, and I can use my own 2FA (not SMS based) ill be happy as a pig in mud.
Just wait and see if the climate turns to no physical cards in the next 5 - 10 years…
Not around here but the major banks in my area still allow for note / change deposits into accounts. They even have coin hoppers in some still, great for cleaning out the glovebox / centre console.
Been a while since I’ve used one as I generally take my change into work and convert it into notes there :D
It’s crazy to see the downturn in cash going through pubs, I’ve been in the industry for 20 years and remember when I’d started most transactions were physical money, these days on a busy night I’ll count the 7 tills we have and maybe end up with 3k in cash takings. (not including the pokies for obvious reasons).