You can run steam games without opening steam as long as they don’t use the steamworks DRM or require an additional login (Ubisoft, Bethesda). Both of these issues are created by the developers / publishers, not steam.

Each banking app usually has a separate password you have to set and every transaction requires some form of authorisation.

You could make an argument about security concerns in regards to biometric scanners in phones, but short passwords are a universal thing for people that dont care.

These games are build with a budged so high they either have to rival overwatch in its glory days or they get scrapped and written off as a loss since they will never be profitable.

Triple A studios have arrived in the corporate world a while ago were long term profits are irrelevant if your quarterly earnings aren’t what the investors want.

If you want privacy, then the Tor browser wins, after that is mullvad, then a lot of Firefox forks, then firefox itself, then vanadium, then ungoogled chromium and maybe after that is brave.

Its somewhat decent I’m terms of security features in comparison to all the Firefox derivates, bit that’s simply cause its based on chromium.

Its only real feature is the ease of use which makes it a viable alternativ for non tech savy people that aren’t comfortable with the additional settup that the Firefox forks take to be on the same level.