When Xcloud eventually (promises, promises, Phil) gets purchased games access, there’ll be no need for the console anymore. Hell, PC gamers could (in theory, anyway) play GTA VI by buying the Xbox version and playing it on Xcloud (again, if purchased games comes to it, it’s been promised for years).

What happens if my brother gets banned for cheating while playing my game?
If a family member gets banned for cheating while playing your copy of a game, you (the game owner) will also be banned in that game. Other family members are not impacted.

Fuck that, yo.